Money & Government · Income Tax Calculator

Income Tax Calculator

2026/27 tax year
Runs in your browser
Gross annual income (R)
Showing an example income — enter your own gross annual salary above.
take-home / month
Breakdown
Annual tax payable
Monthly PAYE
Effective tax rate
Annual rebate applied

Enter your gross annual salary and this estimates your PAYE using SARS's 2026/27 tax brackets, then applies the primary (and age-based) rebate to work out what you'd actually take home each month. It's an estimate — it doesn't account for retirement contributions, medical aid credits or other deductions.

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2026/27 tax brackets

Taxable incomeRates of tax
R1 – R245,10018% of taxable income
R245,101 – R383,100R44,118 + 26% above R245,100
R383,101 – R530,200R79,998 + 31% above R383,100
R530,201 – R695,800R125,599 + 36% above R530,200
R695,801 – R887,000R185,215 + 39% above R695,800
R887,001 – R1,878,600R259,783 + 41% above R887,000
R1,878,601 and aboveR666,339 + 45% above R1,878,600

Rebates & tax-free thresholds

AgeAnnual rebateTax-free threshold
Under 65R17,820R99,000
65 to 74R27,585R153,250
75 and olderR30,834R171,300

Frequently asked

Is this the exact amount SARS will deduct?

It's a close estimate of standard PAYE. Your actual payslip deduction can differ slightly based on retirement annuity contributions, medical aid tax credits, travel allowances and other SARS-recognised deductions this calculator doesn't account for.

What's a rebate versus a threshold?

The rebate is a fixed amount subtracted directly from your calculated tax. The tax-free threshold is simply the income level at which your rebate fully cancels out your tax — below it, you owe nothing.

Is my income stored or sent anywhere?

No. The calculation runs entirely in your browser with JavaScript — nothing you enter here ever leaves your device.

Related utilities

Source: South African Revenue Service (SARS) 2026/27 tax tables · sars.gov.za · verified 17 Sep 2026